Sunday, October 19, 2008

Ready to Sell

A friend reminded me that I hadn't updated my blog in a while so I thought I'd better post again lest people stop checking it! (I shouldn't assume other people use a blog reader to get posts as they get updated. It's been a while now since I've done the old "click on a blog bookmark to see if there's anything new." Even if you look at just a couple of news or blog sites every few days, you'll really save yourself a lot of time by using something like Google Reader.)

Our family has been mostly occupied for the past several weeks getting our house ready to sell. Fortunately we have a strong housing market and the economy is great overall. (That was sarcasm, in case you missed it.) We were able to finish off our basement project (combining a former bedroom with another common area to create a nice sized family room) by putting down some new vinyl tile flooring. The basement looks great - as does the rest of the house - and should really help the house to sell (once we get any prospective buyers, that is!) The house is now listed with a local Realtor, so we'll see what happens.

Someone thought we had something lined up already as we were putting our house on the market. Not so - we are just trying to stay ahead of the game as we knew we could not keep payments going without a steady income. Plus there's just not much in this area as far as job opportunities for someone with my skills, traning, and experience, so the odds of us having to move are very high (like 99%!) That's a big frustration as we love Pine City and the boys really like their schools. Plus we have wonderful neighbors and some good friends in the area. (Since it looks like we will have to move, though, we're hoping God will lead us somewhere just a bit warmer! It seems like summer went way too fast again this year!)

Wednesday, October 1, 2008

Dave Ramsey’s “Common Sense Fix” for our economy

Wouldn't it be nice if common sense were... oh, I don't know... more common?! I'm really tired of the doomsday predictions all over the major media and from too many of our politicians and so-called 'leaders'.

There's a great post on Chris Thomas' blog about Dave Ramsey's ideas regarding the current state of the economy and what should be done. Here's a copy of his post:
Unless you’ve been living under a Wachovia branch for the last couple of weeks, you’ve probably noticed that our country is in the middle of an economic struggle. Congress seems to think that we have two options: 

A) Endure a $700 billion bailout 
B) Go to Hell in a handbasket

Dave Ramsey seems to think there is another option.  He has put together a “Common Sense” alternative to the impending bailout.  The three step plan involves insurance, mark to market accounting rules and the capital gains tax.  It will be easier to implement, a lot less expensive for taxpayers and, in all likelihood, will have a much more positive impact on the markets, both short and long term.

Go check out the plan, and if you agree with Dave, TAKE ACTION!!!

And thank God for Dave Ramsey and his voice of reason…